Pet insurance in Singapore
Everything you need to know about insuring your dog or cat in Singapore.
General insurance broker licensed by the Monetary Authority of Singapore
What is pet insurance?
Pet insurance helps cover the cost of vet bills if your dog or cat is injured in an accident or falls ill. Vet care can be expensive, especially for surgery or ongoing treatment, and pet insurance is designed to soften that cost.
InsuranceMarket is a licensed Singapore insurance broker. We cover dogs and cats — tell us about your pet to see what's currently available.
Anyone who owns a dog or cat in Singapore and wants help with vet bills if their pet is injured or falls ill.
Good to know
Dogs & cats
Tell us your pet's species and breed, and whether they're microchipped, when you apply.
1 year
Pet insurance policies run for a year at a time, like most pet cover in Singapore.
You choose
Set your cover to start on a future date when you apply, typically a week or two ahead.
How pet insurance works
Tell us about your pet
Species, breed, whether they're microchipped, and when you'd like cover to start.
Compare real plans
See prices and benefits from licensed insurers, side by side.
Buy online
Choose a plan and pay securely by card.
Available plans
5 plans from 2 licensed insurers. Your exact price depends on your own details — get a quote to see it.
PetCare
PetCare
PetCare
PetCare
PetCare
Compare coverage
Every benefit below comes straight from each plan's current terms.
| Coverage | LIBERTY Pawsh | LIBERTY Ultipaw | LIBERTY Furtastic | LIBERTY Ameowing | LIBERTY Adogable |
|---|---|---|---|---|---|
| Accident & Theft Accidental Death | |||||
| Death of Pet | $8,000.00 Highest | $5,000.00 | $3,000.00 | $2,000.00 | $1,000.00 |
| Cremation & Burial | $600.00 Highest | $500.00 | $400.00 | $300.00 | $200.00 |
| Accident & Theft Accidental Injury | |||||
| Vet Expenses | (S$50 excess) | (S$50 excess) | (S$50 excess) | (S$50 excess) | (S$50 excess) |
| Annual Vet Expenses Claim Limit | $7,000.00 | $5,000.00 | (50% deductible) | (50% Co-pay) | $700.00 |
| Third Party Liability | (S$500 excess) | (S$500 excess) | (S$500 excess) | (S$500 excess) | (S$500 excess) |
| Accident & Theft Theft | |||||
| Theft of Pet | (for Dog only) | (for Dog only) | $1,500.00 | $500.00 | (for Dogs only) |
| Medical Benefits (Illness) Veterinary Expenses | |||||
| Non-Surgical Expenses | (50% co-pay) | (50% co-pay) | (50% co-pay) | (50% co-pay) | (50% co-pay) |
| Surgical Expenses | (20% co-pay before age 5)(30% co-pay before age 9) | (20% co-pay before age 5)(30% co-pay before age 9) | (20% co-pay before age 5)(30% co-pay before age 9) | (20% co-pay before age 5)(30% co-pay before age 9) | (20% co-pay before age 5)(30% co-pay before age 9) |
Three things people commonly get wrong
Most pet insurers require your pet to be microchipped and set a minimum and maximum age for enrolment — check this before you apply.
Pre-existing conditions are commonly excluded from cover, along with routine care like vaccinations, grooming and check-ups.
Cover for surgical treatment is standard on most plans; not every plan also covers non-surgical treatment like consultations and medication — check what's included.
Pet insurance helps cover the cost of vet bills if your dog or cat is injured in an accident or becomes ill — it's designed to soften the cost of expensive treatment, like surgery.
Dogs and cats — tell us the species and breed when you apply.
You'll be asked whether your pet is microchipped when you apply. Many pet insurers require this, so it's worth doing regardless of when you buy cover.
Most plans cover vet bills from accidents and illness, including surgical treatment. Some also cover non-surgical treatment like consultations and medication — check exactly what's included on the plans available to you.
Enter your pet's details once and InsuranceMarket shows you the plans available from licensed insurers, side by side, so you can compare price and coverage before you choose.
Pre-existing conditions are commonly excluded, along with routine care such as vaccinations, grooming and check-ups. Exact exclusions vary by plan.
Pet insurance policies on InsuranceMarket run for one year at a time.
You choose a start date when you apply — typically a week or two ahead, so you can arrange cover before you need it.
Once you have a policy, claims are handled directly by your insurer, not by us — see our Claims page for how that generally works.
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